Coverage Estimator
Educational tool only. This is not an insurance quote, an offer of coverage, or a personalized recommendation. Results are rough estimates.
Estimated protection gap
$510,000
- Income replacement
- $500,000
- Total needs
- $510,000
- Minus existing resources
- −$0
How this is calculated
(Annual income × years) + mortgage + debts + education + final expenses − existing coverage − savings.
Assumptions: no inflation, investment growth, taxes, or Social Security benefits are included. Your real needs may be higher or lower.